Daddy and I once had a bad car accident where we had gotten hit by a drunk driver in the middle of the afternoon. Big lawsuit followed, dragging out for two years in court between the two insurance companies. It was pretty annoying, knowing we had the case in our hands but the other insurance company trying to find ways to make it look like the accident was somehow someway our fault. Yes- WE were the ones who took your client to a bar at one in the afternoon, WE were the ones who filled him with Coronas or Tequila shots, or whatever he was drunk on, and WE were the ones who put him behind the wheel and told him "Go! really fast! And hit a few people!"
We were lucky enough to get our settlement in one payment after everything was over. After the hospital and physical therapy bills we accumulated had been paid off, we weren't left with so much that they would have had to pay us in structured settlements. We were looking into websites anyway, to get our payment at once because we had decided that if we were going to get monthly or yearly payments, we didn't want it that way. We got details at sites like this that pretty much explain everything to you ut and dry.
When we daydream about winning the lottery, we always say that we will choose the large lump sum and take the 2% or whatever it is they leave you with...if not, we would just click here and sell our settlement, take the money and RUN!
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