Monday, May 15, 2006

The good, the bad, and ugh, that's it.

The good:
I had a good Mother's Day. No presents (except from my mother but at that point I was so sick to my stomach i didn't even want them.) but I spent the day with Daddy and Little Man. No fighting (except when we wouldn't let Little Man play Uno with us), no screaming (except when we tickled Little Man), no bruises (until Little Man ran into my mother's wall at the end of the night.) It was good.
The bad:
The reason I didn't get anything was because Daddy was planning on taking me shopping (!) on Sunday. So on Saturday I was balancing our checkbook and according to the automated bank line, we were in the negative. We both deposited both of our checks on Thursday, they cleared on Friday. The money should have been there. So now I'm freaking out because we have NO MONEY. I don't care about presents, we have no money for gas, for diapers, for FOOD, FOR MILK...
We have spent no money except for necesities, which would NOT put us in anything negative, so a fight with the bank is in order. So I spent most of Saturday pacing the house, sick to my stomach, ignoring everyone's bullshit about "It's probably just a fluke." and "It'll be there Monday." No. Our money goes in Thursday, ALWAYS, and is there right away. All of our savings don't just disappear. I'm still sick to my stomach. After a few unsuccessful attempts to get my statement faxed to my job, i think I'm going to have to miss a morning to go and investigate, you know, because at this point I can afford to and all. And I'm sure my gas tank will reserve every bit of gas I have in there to make the trip...
ugh. I can't write anymore.
And I'd like to point out that this has happened at the exact time my son runs out of diapers AND milk. Cloud of Doom...


*Five minutes later: I don't know why I'm back here. Maybe because I don't want to complain to Daddy anymore, and everyone else seems to not care because Hey! It's not their bank account that's getting fucked with. They aren't worried of their child starving tonight, they aren't worried of getting stranded because Hondas don't run on air alone. I just want to rip my hair out. I am so pissed that this is happening, we've been working so hard to save money, and we haven't been doing any stupid spending. And now it's EMPTY. EMPTY. EMPTY. WHY??????????? WHY IS THIS HAPPENING???? WHY CAN'T THE FUCKING UNIVERSE LEAVE MY FAMILY ALONE FOR ONCE?????? FUCK!!!!!!!!

6 comments:

rhonda said...

That is the most HORRIBLE situation I have EVER HEARD.

You rip that bank a NEW ONE!

Hugs from here.

SuperMom said...

Oh, girl! I am so, so sorry!! I wish I could email you diapers and milk...I would in a minute.

Here's hoping it all works out. Keep us posted!!

Diana said...

As of today- Tuesday- HALF of our money has 'found' its way back into my account. I'm still going to give them a 'nice' phonecall, possibly send them a 'nice' letter, and I'm pulling my money out of there. I'm done.
***There is still no record of any withdrawals being made...idiots.***
Thankfully my mother spotted me a twenty last night so I could buy a small bag of diapers and a gallon of milk. Thank you guys for caring.

JayMonster said...

PNC Bank here in NJ recently had a problem with a business owner perpetrating fraud by depositing bogus checks and thanks to his "good standing" with the bank, withdrew the money before the check could be processed.

NOW, all of the sudden MY checks, which used to clear in 24 hours are HELD for a week. And I bank at the blood sucking Bank of America (because it is convenient, otherwise I would have been out of there long ago - to anywhere BUT PNC).

Banks just suck.

momsgoneloony said...

Welcome to My World...I never knew after the NSF charges there was supposed to be anything left over...

supermom said...

Been there! sorry you had to go through all of that stress!

Just wanted to tell you that if anything bounces (checks or POS), you have the right to demand a letter from the bank (to the recipients) on their letterhead explaining it was their error. They can also refund you any charges because of their error.
(I was a teller supervisor for 6 years.)

I hope you didn't have that happen, but I thought you could use the info. in case it did happen.